Fee-only financial advise

Rouse Limited can offer a financial advice service charged for with a standard per-hour fee, or as a small percentage of your investments.

Per-hour fee services

Through this service we will perform a financial health check for you to help you identify your financial goals and needs. With information gathered about your finances and holdings, we use our expertise and experience to produce a financial health check report and recommendations to meet your life goals. If you wish, we can then implement these recommendations either on a fee-only basis or through one of our other types of service.

Please be aware that per-hour advice must be paid for on completion of our work. If you buy a product and we receive commission from the product provider, then we will pass on the full value of that commission to you in one or more ways. For example, we could reduce our fee, reduce your product charges, increase your investment amount or refund the commission to you.

Percentage fee services

For investment services, we prefer to charge you a percentage fee based on the amount you have invested with us, rather than a commission-based charge.  This means that the fees that you pay us are clear and unambiguous, and we can charge them either monthly, quarterly or annually, whichever is most appropriate.  We will never charge a fee of more than 3% and quite often our charges are substantially less than this, and very competitive compared with the rest of the market.

For all fee-based work, we will agree the rate we will charge before beginning the work, and we will tell you if VAT will be applicable to the arrangement. We won’t normally charge a fee for non-investment insurance unless we agree formally to do this for you in advance.