Financial services and products

Rouse Limited has expertise in most aspects of financial planning, and can offer financial advice, services and support for investment planning, retirement planning, pensions, investments and more.

Rouse Limited ensure that our clients have the most flexible choice as to how to do business with us, and so we offer our investment and non-investment insurance services in a number of different ways.

Many financial advisers, such as those in retail banks, will earn their money through a percentage of your investment, or a commission. The customer pays indirectly through product charges and can be up to 8% of the monies invested. Rouse Limited also use this method, but because our management tools are excellent (and we want to give the best financial service possible to our customers), we will charge no more than 3% and substantially lower for larger investments.

We predominantly offer a fee-based service. This service operates in the same way that other professional advisers, such as accountants and solicitors, work. We will sit with you to understand your financial situation and to determine your personal risk profile. Then we would research the best investment methods for your situation, and present you with the most appropriate financial advice. If you choose to work with us, we will manage your portfolio for you for an agreed fee.

We offer investment products from the whole of the investment market, and we also offer non-investment insurance products. Quite often these products differ in the way that we are paid for our work for you. The next pages describe how fee- and commission-based products work, and the differences between investment and non-investment insurance charges are calculated.

Lastly, at Rouse Limited we hope that we continue to utilise considered innovation in the way that we do business. For selected clients, we offer an annual, quarterly or monthly charge for managing your portfolio. Please contact us if you would like to know more about this method of managing your finances.