Traded Endowment Policies (TEPs)

Many policyholders fail to maintain a policy to maturity. The policy is either surrendered to the insurance company who quote a value that is markedly less than that an investor would pay or traded on the open market as a second hand endowment policy.

Traded Endowment Policies or TEPs offer attractive returns with a large degree of guarantee built in. The purchase price is often lower than the guaranteed element, thus assuring the investor of no loss of capital, as long as premiums are paid until maturity.

At maturity, or on the death of the original life assured, all the policy’s benefits are paid to the new owner of the policy.

If you wish to buy or sell a TEP, please click here.

Investment Warning:
Past performance is not necessarily a guide to the future and the value of units, and the income provided from them, can go down as well as up. You are not guaranteed to get back your original investment at any time.