Flexible

As the name suggests, this type of loan is designed to offer borrowers the maximum flexibility with their mortgage payments. Flexible mortgages allow borrowers to make penalty free overpayments to reduce the balance of the loan. Additional features are the option to take payment breaks, or withdraw previous overpayments from within the mortgage.

This type of loan appeals to borrowers who aim to repay their mortgage early, and to individuals whose earnings fluctuate.

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Mortgages Warning:
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured upon it.